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Technology

Innovation Strategy – Tactics Top Brands Use To Boost Their Organizational Growth

What can you learn about growth and innovation from top brands?  A dying economy and global competition have made growth an impossible mission for many organizations. Yet, some companies (Starbucks, Amazon, Apple) seem to defy the laws of doing business during a pandemic.  In the year of the lockdown, e-commerce has changed more than ever. Retail stores have to establish their reputation in the online market and provide their public with unique benefits. With brands like Alibaba and Amazon monopolizing the market, small stores need to come up with innovative strategies to draw the public’s attention.  But is it worth investing in creating an innovation strategy when 2020...

Top Tech Tools For Entrepreneurs

When the world shut down due to the pandemic, everything changed, especially for small businesses. Suddenly, the ability to connect to customers became even more critical, and the safe way to do so is through technology. While companies have long relied on email or text messaging to communicate, many entrepreneurs found they needed to expand their technology toolkit, becoming more creative and resourceful with how they conduct business and compete effectively. As a technology expert who advises more than 3.4-million entrepreneurs around the world on technology solutions that can help them serve their customers and manage their business, Rhonda Vetere, Chief Information Officer, Herbalife Nutrition and serial entrepreneur...

Digital Transformation: Separating The Average From The Exceptional In 2021

After a year like 2020, “predicting” anything about the future should probably come with a large disclaimer. In business though, this past year certainly separated the leaders from those merely paying lip service to trendy terms like agile, flexible, pivot, and – the now cringe-worthy “new normal”.   Read also: Ride-Hailing Startup, Bolt, Founded By A 19-Year Old Raises Another $182m To Invade Its African Market The impact of the coronavirus has also influenced just about every single one of our expectations around what is digitally possible, with our recent learnings prompting us to think very differently about our strategic planning for 2021 and beyond. And it’s very exciting. Data...

Nigerian Tech Closes A Six-Figure Seed Round

Indicina, a Nigerian-based data-driven lending platform that aims to digitise the credit value chain has closed a six-figure seed round led by Green House Capital. Green House Capital, an investment company, led the fund with roughly 30% of the round.  The funding will be used for product expansion and deepening Indicina’s artificial intelligence (AI) capabilities. Read also: Small Business Suggestions With Small Investment in Kenya Indicina assists businesses in making smarter credit decisions. The data-driven platform is used to create credit rules and models as well as to understand credit assessment and scoring.  The platform offers end-to-end loan portfolio management and loan collections that are used by banks, insurers, consumer-finance, and...

How A Tech Startup Can Thrive During A Crisis

Arlene Mulder is the co-founder of BiB, the first audio library app exclusively for African content available on both the App store and Google Play store. In the BiB app, you can directly purchase and listen to a curated selection of African books, series, and theatre pieces narrated by acclaimed local voice artists. Africa’s rich tradition of storytelling is acknowledged and preserved for future generations on this contemporary platform which effortlessly shares this continent’s original narratives with a worldwide audience. Read also: West African Tech Startup Expands Offering Earlier this year BiB was still an idea. Arlene was working on various projects as a strategic business consultant, however, lockdown amplified her desire to find...

SA Fintech Launches Prepaid Virtual Card For SMEs

A digital payment fintech, PayCentral, has partnered with Mastercard to launch a secure online platform DigiCentral. The online platform provides SMEs with a cost-effective digital payment solution that allows business owners to pay incentives, rewards, gifting, corporate expenses, and employee salaries via a prepaid virtual card. Read also: AfricInvest Invests In South African Agritech Startup Aerobotics In Its $16.5m Series B Round In an official press release, Veenash Parbhoo founder of PayCentral explains that DigiCentral is targeted at SA SMEs to offer the virtual card as an alternative payment solution. “A large part of our focus in South Africa is directed toward SMEs. We find that owners of smaller businesses need...

How The Launch Of Three New VAT Tools Will Assist SMEs

With the aim to resolve the tedious and traditionally costly process of processing VAT (value-added tax) for businesses, global cloud accounting software provider, Xero has announced the launch of three new VAT cloud tools. The newly developed tools aim to transform how SMEs manage VAT and will allow businesses to prepare, submit, and store VAT returns through Xero platform and to the South Africa Reserve Bank (SARS). The new cloud service tools include VAT Return Form, VAT Late Claims functionality, and eFiling. In an official press release, Colin Timmis, Country Manager South Africa at Xero explains that the new VAT cloud tools will assist SMEs and contribute to the digital...

Data Can Help Business Recovery

If you have a data problem, you are not alone. Data is growing at speeds no one could have predicted ten years ago, but few companies have put a stake in the ground to control the flood, and those who have are reaping the benefits of more agile decision-making. Read also: A New $4 Million Fund Launched For Off-grid Companies In Kenya By AECF Why? Because with a good foundation of data and a more acute understanding of customers, organisations will have the tools at hand to shift their business model and shape it around the needs of customers as well as identify gaps and inefficiencies in...

First Bank Launches ATM Without Physical Interactions Fast Track ATM

NIGERIA – First Bank of Nigeria Limited, a premier commercial bank, has launched the FastTrack ATM, a Next Generation ATM and first of its kind in Africa, designed to promote financial activities on the ATM devoid of any form of physical interaction with the machine. The introduction of the FastTrack ATM which is done in partnership with Inlaks enables customers carry out cash withdrawals without having to touch the interface of the ATM. Read also: Sarwa Capital Closed Its Inaugural Sukuk Issuance Of US$ 159.84m, The First In Egypt With the FastTrack ATM, widely referred to as Touchless Solution, the customer carries out the transaction by using his or...

5G Consumer Market To Reach $31 Trillion By 2030

Indications have emerged that the 5G consumer market will grow to $31 trillion by 2030 especially at the rate e-commerce and other Internet of Things are growing. This was contained in a report from Ericsson ConsumerLab called Harnessing the 5G Consumer Potential. The report estimates that communications service providers (CSPs) could earn $3.7 trillion of that total – a figure that could increase further as new adjacent digital services opportunities arise. The report also says that CSPs could generate up to $131 billion by 2030 from digital service revenues alone, by proactively bundling and marketing 5G use cases. About 40% of these revenue projections are attributed to consumer spending on...

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